What’s in a CarProof?

By blogsadmin | Posted in Car, Did You Know on Tuesday, July 10th, 2018 at 4:38 PM

              Crown Auto Group is dedicated to transparency. Whether you purchase a new or used vehicle from us, we will go over with you something called a “Vehicle Disclosure Document” and a “CarProof Report 

              At Crown Auto Group we take customer service to the next level and present you with a Carproof of any vehicle. Sales Manager Garrett Krieg spends his days pouring over CarProofs with a fine comb to determine if a vehicle fits his high standards. Krieg shared his expertise with us on how to read CarProofs with a critical gaze. 

             A CarProof shows you the vehicle’s entire accident claim report and additional information such as recall history and insurance renewal. Each CarProof is a minimum of three pages. The most important part of the report is the Summary. This gives you an overview of the vehicle’s history. 

           The part that most people focus on in a Carproof is the Accident, Collision and Damage Detail. This is the part of the report that will show all damages to the vehicle that had an insurance claim against it. 

            In this section, there are two parts to make note of. The first, Accident/Damage Estimates show what the initial cost of damage is estimated to be. It tells you the when, where, and what of the report. Sometimes the initial estimate and the repair cost do not match, and the insurance company has to reevaluate the Estimate Amount. One thing Krieg looks out for is if the initial estimate and the Insurance Claim don’t add up. If the Claim is lower that the Estimate it could mean a poor repair job occurred. If the claim is higher than the Estimate it means that the technicians working on the vehicle did a very thorough job repairing the vehicle and found issues that even the insurance adjustor missed. This is something you want to see on a CarProof. 

 

               Crown Auto Group believes car buying should be easy and transparent. A salesperson in Manitoba is only obligated to tell the buyer if a vehicle has had repairs over $3000, but at Crown Auto Group, the entire CarProof is shared with the potential buyer. We have confidence in everything we sell, new and used. 

              Previous repair costs can be very scary to a buyer. A ten-thousand-dollar repair will have very different severities in damages for a brand-new vehicle versus an eight-year-old vehicle. To fully understand the impact of the incident, a Crown Auto Group Advisor can explain the difference. 

              Recalls are another scary word. A vehicle with an open recall needs to be repaired at the earliest convenience of the owner. A vehicle with an open recall (a recall that needs to be completed) gets repaired right away at Crown Auto Group. If by chance you have a vehicle with an open recall at home, you can take it to a manufacturer repair shop and have it fixed, free of charge. 

 

              To find out if your vehicle at home has an open recall, you can search Government of Canada’s Motor Vehicle Safety Recalls Database site using your VIN. Your VIN is located inside your door frame and on the driver’s side lower windshield.

             Any Crown Auto Group Advisor can help explain your future vehicle’s CarProof. Asking the experts at Crown Auto Group will assure you understand your vehicle’s history. 

 

 

CarProof sample provided by CarProof.com

Reasons to Lease

By blogsadmin | Posted in Did You Know on Wednesday, June 27th, 2018 at 5:47 PM

              Every year new technology is being brought into the car world. In the past five years alone keyless entry, parking sensors and Wifi have become the new standard in most vehicles. Keeping up to date with the latest car trends can get expensive. New Car Sales Manager Steve Samonte sat down with us to explain the benefits of leasing a new vehicle.

                Leasing is the best option for customers who like to keep up with the latest technology. The vehicle you drove five years ago is very different from ones coming out today. These new inventions are made to make your vehicle experience easier. We believe your payments should be just as easy.

“You pay for what you use. The average person trades in every three to five years,” said Samonte.

                Leasing a vehicle is very similar to financing. When financing a vehicle you have monthly payments to the bank. Leasing a car will also require monthly payments but they are much less expensive and easier to understand.

“It is an easy way to get into a brand new vehicle and keep up with all of the latest tech,” said Samonte.

                The payments you make on a lease are to the dealership. You only pay for what you are using in a lease. The average person will trade in their vehicle every three to five years. Making monthly payments on a depreciating vehicle you do not plan on keeping is senseless for today’s fast-paced world. Depending on the vehicle you could save around $200 per month on payments.

 

              Insuring a leased vehicle is exactly the same as a financed vehicle. They do ask if the vehicle is a lease, but it does not affect the cost of your insurance in Manitoba.

                Leasing a vehicle also means that your repair bills will be almost non-existent. Most leases cover the entire span of the vehicle’s warranty. Most repairs made to your vehicle will be under the new car warranty. Safety is a priority for most drivers. Driving a new vehicle assures you are up to date will all the safety features available to you.

                Next time you are in need of a new vehicle be sure to consider all of your needs, current and future. Technology and safety features are always changing. Leasing is the only way to assure you are keeping up with the latest features while keeping within your budget.

How I Bought a Car With Bad Credit

By blogsadmin | Posted in Did You Know on Wednesday, June 20th, 2018 at 5:20 PM

               Talking about credit is really boring. Most of us don’t know a thing about credit until we are told we have bad credit. What does that even mean? I thought when I finished school I didn’t need to learn math anymore. Is bad credit really as horrible as it sounds? When a banker told me I needed to build my credit, it was stored in the same part of the brain as a dentist telling me to floss.

                Days before Christmas of 2016, a large truck cut me off, and my “vintage” Lancer was no match. Suddenly I was in desperate need of a car, thanks to the lack of bus routes by my home. I didn’t have enough money to pay cash for a new car and I was afraid of high interest rates. I’ve had an …um… interesting past with previous vehicles and I was really tired of buying new cars.

             We all know the stereotype of car salesmen, and I thought being a 19 year-old girl would cause me more grief than I needed. I stepped into the dealership with my dad in tow, figuring a balding middle-aged man would help me gain some respect. I was pleasantly surprised to be greeted before my dad, something that almost never happens. We explained what I needed, and my limited budget. We were shown tons of cars within my price range, but I was hesitant to buy again. I was still hung up on my now deceased car.

Me and my dad

             I was feeling defeated, until I was shown a car above my price range, a used 2012 Mazda3. It was so nice that I was afraid to test drive it, and asked my dad to for me. I was sold on the car but had no idea how to pay for it.

                I sat down with a financial adviser and was told I was told that I am a Non Prime buyer. This means that I am riskier for a bank to lend to. I had no collateral, (things of value that can be sold to pay back by debt) no lending history, and barely made enough to pay my bills as a student. I was surprised to learn that the bank would give me a loan. I needed a co-signer and my interest rates were slightly higher that I would have liked, but it was affordable. In fact, my loan was so low that we had to add on extra insurance so the bank would give me the loan.

“We really understand. We know what to do,” said Shaun Proutt, Director of Financial Services.

                I did not expect to be able to buy such a nice car that day, but I am glad I went to Crown Auto Group first. Throughout the whole experience my finance options were transparent and I felt included in the conversation. I wanted to know exactly how much I was paying, and how I was going to pay for it. Without Crown’s support I never would have walked away with such a beautiful car and still be driving it today.

To find out what your financing options are, visit our website http://crowncredit.ca/and fill out our 30 Second Credit Application

Do I Really Need An Oil Change?

By blogsadmin | Posted in Uncategorized on Wednesday, June 20th, 2018 at 3:05 PM

                Oil changes are annoying. They take time out of your busy day and are costly. Why would you want to do them if you don’t see a difference in your vehicle?

                The reality is that it takes 20-30 minutes for an oil change to be completed, depending on how much needs to be done. An ordinary oil change means that they check the interior and exterior of the vehicle, tires, under the hood, and underneath the vehicle.

“We do about 20-30 oil changes a day,” Russell Johnson, Service Manager at Crown Nissan.

                The first thing that happens at Crown Nissan when they perform an oil change is check under the hood. They are checking the brake and washer fluids, searching for loose hoses or terminals, and your oil filter. Another thing they watch out for is battery corrosion. If they find white powder on the battery it usually means there is corrosion, and speak to the owner about their options to clean or replace the battery.

                After assuring that everything under the hood is in working order, your vehicle is hoisted up into the air. Your mechanic then checks your tire tread. Using a tool to determine the wear on your tires, each one is checked assure you have sufficient tread left. After the tires are checked, the suspension (the thingy that makes your ride less bumpy) gets evaluated to assure they are still in working order.

                After checking everything else, a large tray is brought underneath the oil pan. A plug underneath is opened, allowing for your oil to be drained. Once drained, the oil filter is recommended to be changed for consistency, and the vehicle is ready for the new oil.

What about oil types? Synthetic or Non Synthetic?

Typically Synthetic Oil is recommended for your vehicle. It preforms better inside the engine and lasts longer. Non Synthetic Oil is only recommended if the manufacturer asks for it, which is typical for European performance vehicles.

After changing the oil is when any other services take place, such as changing the air filter.

                Mechanics cannot do anything to your vehicle without your permission. While a mechanic can strongly recommend a particular service, it is up to the owner to decide if they want it or not. If a mechanic discovers the brakes are shot on your vehicle, you can still decide to not get them changed and drive (very carefully) away.

                The beauty of an oil change is that you don’t see a big difference in your vehicle if you get your oil changed regularly. Skipping an oil change might not seem like a big deal, but driving without one can be dangerous. Aside from normal wear and tear on your vehicle, skipping an oil change means your vehicle will start slowly destroying itself. Without oil to grease the engine the moving parts will create friction from the metal-on-metal contact resulting in a damaged engine. Replacing your engine is much more expensive than an oil change.

Pre-Owned Vehicle Loans

By Viral Patel | Posted in Finance on Wednesday, August 30th, 2017 at 4:27 PM
Pre-Owned Vehicle Loans

There is no doubt that there are benefits purchasing/financing a pre-owned vehicle.

A pre-owned vehicle is priced lower than a new vehicle.

The insurance premiums and registration fees for pre-owned vehicles most often are lower as compared to new.

While the cost of a pre-owned vehicle is lower and the requested amount to be financed may be lower than that of a new vehicle, the interest rate offered by the lenders will be higher.

Noted that lenders will take into consideration the value of a pre-owned automobile may be less than the value of the loan before the loan has been fully paid off when making their lending decision.

To compensate for this risk lenders will charge a higher rate to customers who choose to purchase a pre-owned vehicle.

It is important to know that a customer will be able to secure the lowest interest rates available from a lender by ensuring that they maintain a profile that is attractive to a lender (a good ability to repay the loan, a good repayment history noted on the credit bureau with low credit utilization, good residence, and employment history).

A Financial Services Advisor or Manager should make you aware of financial protection products such as Life, Accident & Health, GAP etc. that are designed to give a certain peace of mind to protect a customer(s) financial position and credit rating.

Though the interest rate may be higher than what is offered and made available by manufacturers to the qualified customer(s) when purchasing a new vehicle, the cost savings when purchasing/financing a pre-owned vehicle may be advantageous to a customer(s) financial position, wants and needs.

Whether you choose to purchase/finance a new or pre-owned vehicle, it is important to thoroughly review needs and wants, as well as your options to help you make the decision that makes sense.

If you have any questions, you can call me directly at (204) 275 4438 or you may send me an email at shaun.proutt@crownautogroup.ca

You may also go on line for a free credit evaluation or apply for a pre-approval at www.crowncredit.ca

What Does Risk Free Truly Mean? Used Car Buyers Guide!!

By viralpatel | Posted in Buyers Guideline on Thursday, March 9th, 2017 at 6:16 PM

Risk Free. You see it everywhere on our website, hear about it on our radio commercials and read it on the signs in our store, but have you ever wondered what does it really mean?

Not just great value and lowest prices in market, Risk Free means so much more!

First off lets talk about the value. Our goal and slogan is 1 Price No Hassle, and we wouldn’t expect you to pay more for the same vehicle elsewhere, so we have a team of our colleagues that inspect the market daily, to ensure you, our valued customer, that we are the best price in the city! We review multiple vehicle listing sites and compare things like service history, CarProof history, km’s and condition to allow us to truly be the best price in the market!

Speaking of Carproof, we couldn’t be Risk free without being a Full Disclosure compliant dealership. With our partnership with Carproof, all of our cars come with a complete history report, including : How many owners, where it was registered (location in Canada), full claim and collision history report (including glass claims, vandalism, nonimpact and collisions), and service History! It will also easily determine some highly sought after points like no accidents, one owner, local vehicle and low km’s with symbols on the top of the reports. Don’t forget to ask us to see the Carproof on any car on our lot!

CarProof

Although we cant always get the service history in the vehicles past, at Crown Automax we go above and beyond to protect your investment in the future! Above the 65 point Manitoba Safety Inspection, we complete a 86 point pre-owned vehicle certification program to check the operation of all switches, seals and gaskets and operation of features not included in the safety. We don’t just stop there, all preowned vehicles get a fresh oil change, and we inspect all fluids, and filters to ensure correct operation, and that the vehicle is up to date with servicing before you buy it!

With all this added to our friendly no pressure sales team, we provide a “good different” atmosphere, to help you make an informed buying decision. Stop by Crown Automax in the Waverley Automall today and allow us to show you the way car buying should be. You search may not start with us, but after seeing the Automax difference, it should end here, with you in your new vehicle and a Risk Free smile on your face, because at Crown Automax, we are not happy until you are!

Guaranteed Finance Approval

By blogsadmin | Posted in Finance on Monday, June 6th, 2016 at 11:00 AM
Get Free Credit Report

Securing the proper financing for a vehicle can be a daunting task, especially if you have bad credit or no credit at all. When you come to Automax, we offer guaranteed risk-free finance approval with 100 per cent approval on every vehicle.

The first step to securing financing is filling out the application on our website, once this is completed you’ll be pre-approved by the time you walk through the door.

When you arrive on the lot to look at your next vehicle you will be met by Shaun Proutt, general manager from Crown Credit Solutions. It’s Shaun’s job to make sure you leave with the car you need – good credit, bad credit or no credit.

“It’s about the four Cs,” says Proutt, “capacity to pay, credit history, collateral and character, and by character I mean things like stability, long-term residence, employment history etc. We know bad things happen to good people. So no matter your credit history, we’ll get you into that car with a payment plan that suits your needs.”

If you’re in the market for your first vehicle, a second vehicle or if you’re trying to rebuild your credit, visit us at 1700-C Waverley Street today. We have credit buyers on hand every day who will help you get into the right vehicle for you.

One Price Takes the Hassle Out of Negotiating

By blogsadmin | Posted in About Us on Thursday, June 2nd, 2016 at 8:47 PM

Buying a car can be an intimidating experience and in the past car dealerships have gotten a bad rep for being a place where only good negotiators are successful.

We are squashing that notion one customer at a time. How are we doing that you may ask? Three words, one price shopping!

One price shopping is simple, the price of the vehicle is the price you pay which means a hassle free car buying experience.

Our friendly and knowledgeable sales team will work alongside you to help you find the right vehicle for you, one that meets your list of wants as well as budget requirements. If you prefer to browse our stock online before stopping by in person visit our website at http://automaxcanada.ca/inventory/Used/ to view our up to date inventory.

When you shop with us you will enjoy the lowest prices on the market (as low as $39 per week) and you will deal with an honest and upfront team.

If you’re in the market for a beautiful pre-owned vehicle visit our website or visit us at 1700-C Waverley St. There is only one price: The best price in the market.

The Dilawri Automotive Group

Founded in 1984 by Ashok Dilawri, the Dilawri Automotive Group has more than 400 employees and includes seven Winnipeg-based car dealerships. It also provides customers with the Waverly Auto Mall (WAM) Collision Center, a 24-bay glass, paint and auto body center; D-MAX, a 14-bay detailing center; and GAS Performance, a specialty aftermarket and performance accessory showroom with the largest inventory of custom wheels and tires in Winnipeg. The Dilawri Automotive Group has been named one of Canada’s 50 Best Managed Companies.

Check us out at: thedilawrigroup.ca

Helping People Get Back on Their Feet

By blogsadmin | Posted in About Us on Wednesday, June 1st, 2016 at 7:44 AM

Ashok Dilawri said it best when he said the goal of Crown Credit Solutions is to “get customers in a car that meets their needs, help them re-establish their credit and get them back on their feet.”

“Bad things happen to good people,” says Shaun Proutt, general manager of Crown Credit Solutions. “There is divorce, a death in the family, a lost job: If something happens that impedes one’s ability to pay, we understand. We’re not talking about people who just refuse to pay. We’re talking about people who get into difficult situations, get behind in their payments and lose their good credit.”

“No matter what happened in your past we’re here to help. We work with a variety of people who have good, bad or no previous repayment history and also people who have zero or no money down. In really bad situations such as multiple bankruptcies, multiple repossessions out of bankruptcy at different times, currently delinquent on all existing obligations, repossessions less than one year old or a history of writing bad checks over a long period of time we can even help with that as well.”

Proutt started his career at age 13 pushing a broom at an auto dealership. He moved into the banking industry but worked almost exclusively in the auto division at Wells Fargo. Eventually he decided it was time to get back to working with people and discovered his passion for helping people with their credit problems and their vehicle needs.
“The entire concept of credit has never changed,” said Proutt. “It’s about the four Cs: Capacity to pay, credit history, collateral and character, and but character I mean things like stability, long-term residence, employment history etc.

“What I do at Crown Credit Solutions is help people get into a vehicle that meets their needs – it might not be the car you want but it will be the car you need – ad help them get back on their financial feet. And if they get better, it’s good business for us. Where will they get their maintenance done? Who will they speak highly of and recommend to friends? Ashok Dilawri wants to help people and it’s my job to make sure we do that whenever we can.”

What’s Better? New or Used

By blogsadmin | Posted in Did You Know on Monday, May 30th, 2016 at 7:43 PM

We have to admit, we’ve heard it all. Should I buy a new car or a pre-owned vehicle? Should I buy from a dealer or scoop something off Kijiji? What are the pros and cons?

We turned to general manager of Crown Credit Solutions, Shaun Proutt for the answers. Shaun is the guy who can get anyone into a vehicle, even people with less-than-acceptable credit. He’s also the guy who has thought long and hard about the options offered when it comes to buying new or used.

“My personal preference? I’m a new car guy,” Shaun said. “I like the five-year, 100,000 kilometre warranty. I’m a guy who likes peace of mind. Like most people, I’m extremely busy and I don’t want to have to worry about my car. If there is a problem, I can drop it off at the dealership and in a couple of hours, I have it back. And because the Dilawri Group has a partnership with Enterprise Rent-a-Car, if my car is going to be in the shop for an extended period, I can rent a car and have it put on the service bill.”

Even though Shaun is a new car guy, he also believes that buying a pre-owned vehicle from any CROWN dealership is still a great decision.

“I know a new car depreciates quickly, so I always have the option at Dilawri to buy a pre-owned vehicle and if the pre-owned car is just a year old, I still have four years on the warranty.”

“Buying a used car from a private sale can be dangerous. Sure, the car has to be safety checked, but in most cases, you’re still not getting a warranty. At Dilawri, if you purchase a pre-owned vehicle, you not only get the Manitoba-government safety check, we do our own on top of that. At Dilawri, you know the car’s history. There is no danger at all, buying a pre-owned vehicle from one of the Dilawri dealerships.”

In other words, new or pre-owned, buying a vehicle at any CROWN Auto Group dealerships will not only provide you with exactly what you’re looking for, it will also give you peace of mind.

The Dilawri Automotive Group

Founded in 1984 by Ashok Dilawri, the Dliawri Automotive Group has more than 400 employees and includes seven Winnipeg-based car dealerships. It also provides customers with the Waverly Auto Mall (WAM) Collision Center, a 24-bay glass, paint and auto body center; D-MAX, a 14-bay detailing center; and GAS Performance, a specialty aftermarket and performance accessory showroom with the largest inventory of custom wheels and tires in Winnipeg. The Dilawri Automotive Group has been named one of Canada’s 50 Best Managed Companies.

Check us out at: thedilawrigroup.ca